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    Speeding often plays a vital role in causing Michigan auto accidents

    There is little question that speeding has a direct correlation to increased numbers of auto accidents in the U.S. According to the National Highway Transportation Safety Association (NHTSA), 9,378 people were killed on the road because of speeding. In addition, nearly 17 percent of all traffic crashes in 2017 and 26 percent of all traffic fatalities were caused by speeding, based on data supplied by the Insurance Information Institute. These statistics are why there are speeding laws in place even though they differ from […]

    Lessons Learned from Michigan’s New No-Fault Insurance Law

    Michigan’s New No-Fault Law that went into effect July 1, 2020 is an extensive overhaul to the insurance law that had been in place for many years. It mandates that every vehicle owner in Michigan purchase basic No-Fault coverage. However, the law is very complex and offers many different options for Michigan residents. One of the issues that our firm professionals are seeing is that insurance agents may not be properly explaining what each of the options means to their […]

    Why Reckless and Careless driving statutes impact Road Rage cases in Michigan

    We have all heard horror stories about a seemingly innocent road rage incident that turned violent. Whether you are traveling to work in southeastern Michigan or the local grocery store anywhere in metro Detroit, it is good to know the legal ramifications associated with road rage. It may be surprising to know that Michigan does not have a specific law that defines “road rage.” Yet there are a couple of statutes involving careless driving and reckless driving where someone who […]

    Why a witness statement is critical in the reporting of a Michigan auto accident

    One of the most important things that the attorneys at Kajy Law advise anyone to do in the event of a car accident is to obtain the name and contact information of any witnesses that were on the scene of an auto accident and can provide information that is needed by investigators. In fact, when clients come to us following an auto accident, that is one of the first questions that we ask them – whether they have that information. […]

    A Closer Look at Distracted Driving in Michigan

    Distracted driving occurs when an activity or situation takes the attention away from a person driving a car, truck or motorcycle, putting them at risk for an auto auto accident. It does not have to refer to a self-inflicted mistake or error in judgment, but that is most often how people think of it. Common activities that may cause distracted driving include: using a cell phone for any reason, eating, drinking, applying makeup, using a navigational system, and adjusting the […]

    Buckling Up is important for all Michigan drivers and passengers

    An entire generation of Michiganders has no idea how bitter the battle over the mandatory seat belt law was back in the mid-1980s. After lengthy debates by state legislators in Lansing, the mandatory seat belt law went into effect for all Michigan residents in July 1985. In March 2000, not wearing a seat belt became a primary offense. This means that under the current law, law enforcement officials can pull vehicles over solely for not wearing a seat belt. Drivers […]

    How Medicaid And Medicare Can Impact Coverage Options Following A Car Accident

    Michigan’s new No-Fault Law changed how individuals can manage their medical expenses if injured as a result of an auto accident. In fact, the law allows consumers to opt-out of medical expenses when selecting their auto insurance policy as a way to potentially save on premiums. However, those policyholders then won’t be covered for medical expenses under their auto insurance policies. Many healthcare policies may not even cover the cost of medical bills that accrue from a specific automobile injury. […]

    Don’t forget to secure a copy of a police report following a car accident

    Serious car accidents will undoubtedly draw first responders to the scene. A police report is needed whenever an accident occurs. It doesn’t matter if you’re involved in a minor vehicle accident causing only minor injuries. It is important to complete a police report because it verifies accident information for your insurance company and will be an important part of any civil claims arising out of the car accident. What some motorists that have been involved in an accident don’t realize […]

    Neck & Back Injuries Are Common Following An Auto Accident

    Some of the most common injuries following an auto accident occur to a victim’s neck and/or back. Both are complex parts of the body comprised of an array of bones, ligaments, muscles and tissues. A sudden impact to those areas can lead to serious and sometimes permanent damage. Based on how serious the injury is, surgery, physical therapy, or other costly efforts may be needed to help return a victim to some sense of normalcy. The recovery process may require […]

    Michigan’s New No Fault Law Defines Four Categories of Benefits

    While Michigan’s New No-Fault Law has been in place since July 1, 2020, many residents have annual renewals approaching this fall. One of the things about the new law all should know is that it defines four categories of benefits that may be payable to accident victims directly, or to anyone caring for the injured party such as a family member, friend, or other caregivers. Michigan’s New No-Fault Law categories include: Allowable Expenses Auto insurers must pay out benefits at […]